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Post by rosalindkims on Sept 28, 2004 14:05:31 GMT 2
TEXTTEXT Hi Everyone. What is the general concensus on health insurance. To you get before you go or can you get a better deal when you are in Turkey?*
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Post by Starman on Sept 28, 2004 14:07:37 GMT 2
Something I dont have but take a look at what the prices are where you are and then compare with what they have to offer here. If you got one over there then you would understand where you stand as all the small print will be in english.
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Post by Terry on Sept 29, 2004 19:08:25 GMT 2
It's something we at TurkeyVilla are in the process of sorting as so many people keep asking. So far we've been told that Swiss insurance is the best and cheapest but that needs verification. We're due to find out within the next week or so, so will update you then. If anyone else has relevant info we'd love to know.
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Post by anatolian_goddess on Sept 29, 2004 19:46:47 GMT 2
I'm quite lucky..i believe i have just about the BEST medical insurance you can get in Turkey...KocAllianz. It was great when i lived in istanbul...esp. if i went to the American Hospital..which, as far as i'm concerned, is on par with some of the best hospitals in the states (which may or may not mean much these days!) Doctors all spoke English..to me, that's extremely important. i'm a question-asker!! if anyone wants the phone number of my great insurance agent, she speaks excellent english, i'll be very glad to give it to you. write to me and i'll pass it on.
the coverage i have, is better than anything i ever had in the states...i believe the cost is around TL 1,100,000,000/year... and you can make 'payments' not one lumpsum.
thecybele (arlene)
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Post by burbaco on Oct 1, 2004 9:36:02 GMT 2
Hi Arlene, Could you please include your email address? Thanks!
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Post by anatolian_goddess on Oct 1, 2004 10:28:09 GMT 2
hi... first of all, i think we have a 'private message' option here at expats...maybe our guy Steve will tell everyone how to do that.
here's an address that anyone can use to send me an offlist message BUT...you need to drop a note here telling me to look. i don't often check HOTMAIL..
thecybele@hotmail.com
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Post by DICTATORSHIP on Oct 1, 2004 13:42:03 GMT 2
For private messages just click on the member you want to send a message to. you will then come to their profile page. at the bottom you will see the option of "sent this person a private message" or something like that. after that you can figure it out as its very easy.
Later if you look at the top of your page you will see when you have a new message or not. hope this helps
steve
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Post by anatolian_goddess on Oct 1, 2004 14:28:45 GMT 2
excuse me... keep your clicker offa my member! tsk tsk tsk.. so it's come to this...............
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Post by Stuart on Nov 30, 2004 15:12:55 GMT 2
I've had (both first & second-hand) very good experiences with KocAllianz. Recommended. I've also seen employees have very bad experiences with some of the *cheaper* medical health plans. Ten years ago I looked at UK plans and discovered that there were a number of limitations if you 'resided' abroad. The difference in cost is not much. As commented above, the cost of a 'Full Hospitalized Plan / No Outpatient Treatment' (heck - I can buy my own aspirin thank you) up to 1m$ of treatment was about 500€. I figure that I can afford to pay out of pocket for a plaster-cast if necessary (hence in-patient only plan), and if I get really really seriously ill then it is *only* about 10k ( ) for an air-ambulance back to the UK and the good ol' NHS (hence the 1m cap). HTH - Stuart
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JohnF
Yeni olan
Posts: 22
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Post by JohnF on Nov 30, 2004 15:28:10 GMT 2
... thats assuming you are deemed medically fit to travel. And that you have a health authority in the UK willing to accept you as a patient.
The devils advocate...
JohnF
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Post by Starman on Nov 30, 2004 15:29:42 GMT 2
I hear the NHS is clamping down on expat free loaders. what a cheek, after all those years of paying national insurance and tax they throw this in our face.
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JohnF
Yeni olan
Posts: 22
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Post by JohnF on Nov 30, 2004 15:44:40 GMT 2
They are, but its easy enough to get round.
Just make sure you are still registered with a GP in the UK and that the address they hold is valid, eg family etc. Most GP's are quite happy to have someone on their list who doesn't bother them every other day for some trivial complaint.
That then means that you are an active patient with the local health authority and as such eligible for NHS treatment and care.
It is important that the address is a valid one, if any correspondence comes out from a practise or health authority it can be answered therefore keeping you as a current patient.
I suspect most local health authorities have different procedures etc... but this way certainly works in Scotland. I've been registered with the same GP for 20+ years and never had a prob getting treatment irrespective of where I was actually living at the time either in the UK or outside.
Not sure how the local casualty dept would take it though if I turned up in a Gulfstream V with a flashing blue light...
JohnF
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